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Merrill Lynch Indices

Merrill Lynch, Pierce, Fenner & Smith Incorporated and its affiliates (“BofAML”) indices and related information, the name “Bank of America Merrill Lynch”, and related trademarks, are intellectual property licensed from BofAML, and may not be copied, used, or distributed without BofAML’s prior written approval. BofA Merrill Lynch index constituent reference and pricing data can only be used internally for purposes of benchmarking, performance attribution, research, analysis and risk/compliance reporting related activities performed solely in connection with the BofA Merrill Lynch indices.  For avoidance of doubt, index constituent pricing data may not be used as a source for valuing a fund/portfolio unless you have entered into a direct agreement with the relevant primary pricing source that BofAML has used to compile the index which permits such use.  Index constituent reference and pricing data may not be used to enhance or validate your own bond or other reference data or bond pricing product or service.  The licensee’s products have not been passed on as to their legality or suitability, and are not regulated, issued, endorsed, sold, or promoted by BofAML. BofAML is not an investment advisor and has no fiduciary obligation to you; your use of the indices, index data, any related data, BofAML’s trademarks, and Licensee’s products shall not constitute BofAML acting as an investment advisor or fiduciary to you or any other party.  BOFAML MAKES NO WARRANTIES AND BEARS NO LIABILITY WITH RESPECT TO THE INDICES, INDEX DATA, ANY RELATED DATA, ITS TRADEMARKS, OR THE PRODUCT(S) (INCLUDING WITHOUT LIMITATION, THEIR QUALITY, ACCURACY, SUITABILITY AND/OR COMPLETENESS).