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Risk and compliance

Account verification solutions

We provide solutions to verify and authenticate consumer and business accounts in the U.S. to safeguard payments and reduce unauthorised returns, allowing organisations to transact with confidence.

Payment fraud is increasing – through the surge of virtual and hybrid working – resulting in higher volumes of digital interactions taking place on less secure networks.

To protect from financial loss and reputational damages and improve customer experience, organisations must verify and authenticate consumer and business bank account information in real-time and confirm transactional authority prior to processing any payments.

How we help

Verify and authenticate consumer and business accounts in real-time

Following the acquisition of GIACT, we offer solutions that allow businesses to combine account verification and account ownership authentication to secure payments, reduce the opportunity for payments fraud, allowing organisations to transact with confidence.

We leverage a database of over 4 billion consumer and business bank account records, triangulated alongside identity verification data – including traditional and non-traditional datasets – to safeguard payments and reduce unauthorised returns.

In addition, when using our solutions organisations can add additional layers of protection and perform out-of-band authentication, when and if needed, to identify questionable transactions.

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Benefits

What you get with account verification solutions

Real-time

Perform real-time account verification checks for consumer and business accounts prior to payment to reduce unauthorised returns.

Account coverage

Access to the largest coverage of bank account data in the U.S., featuring over 4 billion consumer and business bank account records.

Integration

Delivered through an end-to-end, single API solution that fully addresses identity, payments and compliance risk.

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Connect with our specialists

Our specialists will tailor an account verification solution to help solve your specific needs.