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Morningstar® Document Research and Morningstar® Data

(i) Certain of the information contained in the Refinitiv service: (1) is proprietary to Morningstar Inc. and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

(ii) Users of the Refinitiv service may not use programs, bots, spiders or the like to programmatically search, extract and/or download the Morningstar information from the Refinitiv service. Any portion of the Morningstar information that is downloaded from the Refinitiv service may not be used for commercial purposes.

(iii) Clients who utilize the Morningstar information within any Refinitiv service may only utilize such information as outlined in their direct agreement with Refinitiv. Unless Clients have a direct agreement with Morningstar, they shall have no additional rights to use and/or distribute the information apart from the Refinitiv service which is providing such information.